Month: March 2017

Don’t Listen to Us // Blogs Don’t Tell the Full FI Story

An interesting thing happens with a lot of financial independence bloggers. As your audience grows, you suddenly have this incredibly opportunity not only to reach more readers, but to earn more from the blog. Which is wonderful! Except when it means you’re only telling part of the story. Here’s why this matters, and what we should all keep in mind as we read FI blogs.

Replicate What You’re Great At in Early Retirement

Here’s a crazy thought: It feels great to be good at things. And if there are things you’re good at in your current work — even if it’s not obvious now that you get joy from them — you might miss out on future joy if you subtract those tasks from your life when you retire early. Today we’re honing in on the things we’re best at, that bring us the most joy, and figuring out how to magnify that joy in FIRE.

Staring Into the Early Retirement Health Care Abyss

The best thing the Affordable Care Act did for early retirees was introduce some level of predictability about health care costs, and all indications are that that predictability is about to go away, no matter where things land with a new health care law. And that’s a big deal for early retirees. Here are some things you should be thinking about, especially if you’re planning to retire soon.

The Simple Math of Lifestyle Stagnation, the Biggest Secret of Our Success

We attribute our financial success primarily to three things: not overspending on housing, earning above average incomes, and — as we’ll discuss in detail today — not inflating our lifestyle in many, many years. This “lifestyle stagnation” (think of it as level spending over time) can lead to pretty massive savings potential over time, and today we break it all down.

To Travel Long or Travel Short? // The Start of Real Retirement Planning

Something we’re starting to realize is: What we all call retirement planning isn’t really true retirement planning. Money is only a tiny piece of this, and not what most of us will be thinking about daily once we stop working. Real retirement planning is planning for all the rest of life that comes post-career, and for us, a big part of that is travel. So we’re shifting now into *real* retirement planning, and thinking through those big travel questions like how long to stay out, and where to go first.