It’s year-end bonus time! And ordinarily we’d be following the plan: allocating part of our bonuses to paying down the mortgage and part to our investments. But this year, with retirement on the horizon, and our savings ahead of schedule for the year, we have some tougher decisions to make. Continue reading Allocating Our Windfalls // It’s Bonus Time!
Today we’re reflecting on comparison — when it can be good, when it crosses the line, and if it’s even possible to know when you’ve crossed that line. We work hard to share our story in a positive way that encourages others, but lately we’ve been wondering if some of what we share inadvertently creates an arbitrary standard that begs comparison. Continue reading Not Fostering Comparison // Are We the Joneses?
This is both an exciting time and an anxious time for us — exciting because we’re so close to achieving our biggest life goal, and anxious because of all the uncertainty the election put on early retirees. Add to that our ongoing work stress, and it all has us wondering what would happen if we retired today. Today, we explore that thought experiment. Continue reading What If We Retired Today? // Almost Year-End Progress Check-In
Today: a nudge. Not just to tune in to your gratitude, and to express it (out loud!) to those who have impacted your life for the better. But to go beyond gratitude to real generosity and action. Our world depends on it! Continue reading Go Beyond Gratitude // With Great Wealth Comes Great Responsibility
Subsidies are in the air right now, with them likely disappearing for health care under the next administration. But “subsidy” is just one word for a concept that most of us embrace openly and unquestioningly: the idea of incentives for things that provide a social good. Think tax credits and deductions, and public services across the spectrum. Today, how subsidies have made my success in life possible, and how they are making our early retirement possible, even without the ACA. Continue reading How Subsidies Make Early Retirement Possible, Even Without Obamacare
Though a lot is still unknown about what policies we’ll see under a Trump presidency, this much is clear: a lot is going to change. From health care, to taxes to economics, here’s what we know so far about the election’s impact on early retirees. Continue reading What the Election and a Trump Presidency Mean for Early Retirement
This is a non-political post at a politically charged time. When the news conflicts with our world view, it’s all too easy to avoid clicking on those stories, or to unfollow or ignore the people sharing their perspective. And while that may seem harmless, it’s a slippery slope from “unfollow” to unknowingly creating our own echo chambers. Here’s why that’s so consequential in retirement. Continue reading Resist the Pull of the Echo Chamber in Retirement