sun-starburst-ski

Debt’s a Funny Thing // Plus: Why We’re Not Prepaying Our Rental Mortgage

Paying off our mortgage last week has gotten us thinking a lot about debt, and how differently we all think about it — but also how we *feel* about it. Today we’re diving into those thoughts and feelings, and — because we got so many questions about it — diving into why we did pay off the mortgage on our house but why we’re not paying off the mortgage on our rental anytime soon. Continue reading Debt’s a Funny Thing // Plus: Why We’re Not Prepaying Our Rental Mortgage

rocky-mountain-peak

Waking Up in a Paid-Off House // A Farewell to Our Mortgage

Today, an amazing thing happened. We woke up in a house that is completely ours. We’ve always planned to pay off the house before we retired, but we’d never imagined we’d hit this goal so soon, nor could we have expected how incredible it would feel. Here’s why we did it, and what it means for our home stretch to early retirement. Continue reading Waking Up in a Paid-Off House // A Farewell to Our Mortgage

snowing-mountains

When the Crash Comes // Recession-Proofing Our Retirement Plans

We’re generally optimists about things and — though it seems like a paradox — we become most optimistic when we’ve delved into all the bad stuff that could possibly befall us. That’s the only way we can really know that we’re well prepared — and it’s easy to be optimistic when you’re prepared. And it only makes sense to prepare for market crashes, because they’re inevitable and inescapable. Here’s our game plan for dealing with them. Continue reading When the Crash Comes // Recession-Proofing Our Retirement Plans

red-fall-leaves

The Use It Up Challenge, and Our Nothing New Year

We’ve got a new challenge for you! This one requires some context, which we share in detail in the post, but bottom line: the stuff we donate isn’t often ending up where we think. So we’re asking ourselves if donating and recycling are still the best course of action, or whether we should reconsider what we do with the stuff we no longer want. Join us, won’t you? Continue reading The Use It Up Challenge, and Our Nothing New Year

2017-year-of-no

2017: The Year of “No”

Happy new year! The last year of work was super stressful for us, and we’ve been mulling the question of whether we should or even can care less at work — and whether that would solve the problem. But, we’ve come to a different conclusion about the root of the problem, and it’s giving us a new directive for this year. Welcome to our 2017, the Year of No, preamble to our retired Life of Yes. Continue reading 2017: The Year of “No”

burnout

Recognizing the Difference Between Burnout and a Dead End

Anyone aspiring to retire early can list off a million reasons why we want to quit working, but what’s interesting is that most of those reasons have to do with work culture, not with work itself. On some level, we all crave the meaning and satisfaction that come with work, but the realities of modern work are very different from that work ideal. Learning to recognize the difference between work itself and work culture — and likewise the difference between job burnout and a true dead end career — can help us zero in on why we want to retire early to begin with. Continue reading Recognizing the Difference Between Burnout and a Dead End