Things have been moving quickly in the health care debate, which many of us on the verge of early retirement have been eyeing closely. Just this week, the latest Senate proposals to reform the Affordable Care Act and the later proposal to repeal it altogether were withdrawn. So where does that leave us all? What do we know? And more importantly, what do we still not know about health care and costs for early retirement? Let’s take a close look. Continue reading What We Know — and Still Don’t Know — About Early Retirement Health Care
We’re coming up on six years of living in our soon-to-be-divulged mountain town, and we feel lucky every day that we get to call this place home. But it’s not perfect, of course. The place we call home is a place lots of other people call their vacation destination, and that makes for some interesting dynamics. We’d tried to look at it in terms of what lessons we can learn from those visitors that we can apply to our own life and early retirement, and it turns out there’s plenty to take away from it all. Continue reading What We’ve Learned From Living Where Everyone Else Is On Vacation
We’ve evolved a ton in our vision for early retirement, starting with only a vision of what we were retiring from, to now having a clear vision of what we’re retiring to, and making a big shift in the role we see work playing in our post-career lives. But even though we plan to work after this year, we see it as so different from “real work,” because unlike almost everyone else out there, we will be totally free to fail at whatever we do. A look at our new and revised definition of early retirement, and how the freedom to fail has helped us get here. Continue reading Our Changing Definition of Early Retirement and the Power of the Freedom to Fail
The world of today is full of ever-increasing conveniences — cooking boxes full of pre-measured and pre-chopped ingredients that let you whip up delicious meals at home, personal digital assistants that keep a virtual ear open for your every request, apps that tell you exactly what you need to know so you don’t have to think. And while these things do make life easier, the question is: Is an easier life actually good for us? Is it good for our long-term brain health? Continue reading Why We Resist Convenience Services and Technologies (and It Has Nothing to Do With Money)
It’s time for our second quarter early retirement progress report — our second to last! — complete with charts galore. This quarter we hit another milestone that’s both wonderful and a relief, and we’re setting our sights on building up a sizable cushion by year’s end for future health care unknowns. Plus: we’ve launched a reader survey and we’d LOVE your input. Continue reading Magic Numbers, Padding and Panic // 2017 Q2 Financial Update
The most recent debates on health care reform have brought out a sentiment that has reared its ugly head before: the idea that health is totally within our control, and therefore anyone who’s not entirely healthy is somehow at fault. Why that’s both false and bonkers, and why it matters. Continue reading Health Isn’t Something You Can Plug Into a Spreadsheet
Today we’re talking options, and keeping them open. Early retirement isn’t an ending, after all — it’s a beginning. And if we go into that beginning with a limited set of options, and no ability to change our course, we could be setting ourselves up for a less-than-ideal future. Here’s why it’s so important to have an exit plan from your exit plan, which really just means you’re giving yourself the financial and logistical resources to change your mind. Continue reading Does Your Exit Plan Have an Exit Plan? // What If You Change Your Mind?