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Our Next Life Turns 2! // A Look Back, A Look Forward, and So Many Questions

Today is our second blogiversary! In some ways, nothing has changed — we’re still slogging toward that big goal. But in other, more important ways, SO MUCH has changed in our lives, driven in large part by this blog and the awesome people who read it. Today we take a look at where we’ve been, a look at where ONL is headed, and we answer your questions. Continue reading Our Next Life Turns 2! // A Look Back, A Look Forward, and So Many Questions

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When Loyalists Contemplate Quitting

Thanks to some recurring power outages, we’ve had a lot of time lately to talk about what’s on our minds. And something that keeps coming up a lot is anxiety about what it will be like when we quit — not our post-work life, but the actual act of quitting itself. We know this feels tougher to us because we’ve been in our jobs a long time and are invested in them. Today: When loyalists contemplate quitting. Continue reading When Loyalists Contemplate Quitting

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Want Adventure AND Security? Just Change Your Timeline

I never took a break between high school and college, or between college and starting my career. And so for years, I thought I’d missed my chance to do something awesome, as though that’s something only young 20-somethings can do. But seeing people in our mountain town piecing together lives of adventure in all different ways made us realize: we haven’t missed out on anything. In fact, we’re probably doing this the better way, because our life of adventure will be built on solid financial footing. Continue reading Want Adventure AND Security? Just Change Your Timeline

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None of This Feels Real // On Big Numbers and Abstract Concepts

Today’s post is more philosophical, looking at what has happened (at least for us) as our numbers have grown over time. It has been wonderful to celebrate a steady string of financial milestones over the years, but outside of those moments of celebration, it all actually feels less real, not more real. Is it just us? Let’s discuss! Continue reading None of This Feels Real // On Big Numbers and Abstract Concepts

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Debt’s a Funny Thing // Plus: Why We’re Not Prepaying Our Rental Mortgage

Paying off our mortgage last week has gotten us thinking a lot about debt, and how differently we all think about it — but also how we *feel* about it. Today we’re diving into those thoughts and feelings, and — because we got so many questions about it — diving into why we did pay off the mortgage on our house but why we’re not paying off the mortgage on our rental anytime soon. Continue reading Debt’s a Funny Thing // Plus: Why We’re Not Prepaying Our Rental Mortgage

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Waking Up in a Paid-Off House // A Farewell to Our Mortgage

Today, an amazing thing happened. We woke up in a house that is completely ours. We’ve always planned to pay off the house before we retired, but we’d never imagined we’d hit this goal so soon, nor could we have expected how incredible it would feel. Here’s why we did it, and what it means for our home stretch to early retirement. Continue reading Waking Up in a Paid-Off House // A Farewell to Our Mortgage

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When the Crash Comes // Recession-Proofing Our Retirement Plans

We’re generally optimists about things and — though it seems like a paradox — we become most optimistic when we’ve delved into all the bad stuff that could possibly befall us. That’s the only way we can really know that we’re well prepared — and it’s easy to be optimistic when you’re prepared. And it only makes sense to prepare for market crashes, because they’re inevitable and inescapable. Here’s our game plan for dealing with them. Continue reading When the Crash Comes // Recession-Proofing Our Retirement Plans