Today’s a biggie: the culmination of so many discussions and decisions! Will we pay down the mortgage or pad our taxable accounts? How did our 2016 look in the end? When will we retire in 2017? It’s all here! (Plus, happy holidays! Sending lots of holiday love!) Continue reading Where We’re Landing // 2016 Financial Wrap-Up (with Charts!)
Anyone aspiring to retire early can list off a million reasons why we want to quit working, but what’s interesting is that most of those reasons have to do with work culture, not with work itself. On some level, we all crave the meaning and satisfaction that come with work, but the realities of modern work are very different from that work ideal. Learning to recognize the difference between work itself and work culture — and likewise the difference between job burnout and a true dead end career — can help us zero in on why we want to retire early to begin with. Continue reading Recognizing the Difference Between Burnout and a Dead End
We’re thinking a lot lately about asking for more — asking for the compensation we deserve at work, and asking more of ourselves. And now, it’s official: in 2016, we successfully did both. Today, the story of how I negotiated for more money at work, and how we rose to the higher challenges we’d set for ourselves this year. Do we consider 2016 an unqualified success? Read on! Continue reading Asking for More and Getting It // 2016 Goals Review + 2017 Goal Setting
Lately I’ve been making it sound like we both want to retire as soon as humanly possible, but that’s not true. I’m the one who wants out ASAP, while Mr. ONL is playing the role of the financially prudent one and trying to keep us working for one more year, as we’d always planned. But that’s not where we started — he used to be the one who wanted to quit ASAP, while I wanted to be sure we were prepared times ten. Today: the story of our retirement timing role reversal. Continue reading The Great Flip-Flop // How We’ve Reversed Roles on Our Retirement Timing
It’s year-end bonus time! And ordinarily we’d be following the plan: allocating part of our bonuses to paying down the mortgage and part to our investments. But this year, with retirement on the horizon, and our savings ahead of schedule for the year, we have some tougher decisions to make. Continue reading Allocating Our Windfalls // It’s Bonus Time!
Today we’re reflecting on comparison — when it can be good, when it crosses the line, and if it’s even possible to know when you’ve crossed that line. We work hard to share our story in a positive way that encourages others, but lately we’ve been wondering if some of what we share inadvertently creates an arbitrary standard that begs comparison. Continue reading Not Fostering Comparison // Are We the Joneses?
This is both an exciting time and an anxious time for us — exciting because we’re so close to achieving our biggest life goal, and anxious because of all the uncertainty the election put on early retirees. Add to that our ongoing work stress, and it all has us wondering what would happen if we retired today. Today, we explore that thought experiment. Continue reading What If We Retired Today? // Almost Year-End Progress Check-In