Month: January 2018

Signing Up for ACA/Obamacare Health Insurance for Early Retirement

Signing up for Affordable Care Act / ACA / Obamacare health insurance for early retirement, as early retirees

We are officially covered by an Affordable Care Act (ACA) / Obamacare health insurance plan. Though getting covered was not as easy as we’d expected, and there were some big lessons we learned that all early retirees should know. Plus we talk about the challenge of projecting our income and revisit the benefits of keeping income low for health care purposes.

The Best Way to Begin Early Retirement? Super Frugal Vs. “Normal” Spending

What's the best way to begin early retirement? By spending what you'd budgeted for, or by taking a super frugal approach to spending in the first year? We discuss pros and cons of each approach.

As total newbs to this whole early retirement thing, though admittedly newbs who’ve thought about this stuff a ton, we find ourselves now wrestling with a very practical question: Should we spend what we budgeted for this year, or aim to spend less, maybe a lot less? There are good reasons for either approach, so let’s talk about what those are.