Since I’ve been early retired, I’ve worked much more than I ever expected, but I also earned little to nothing from that work, by design. And separating work from the money — and hustling for reasons other than financial gain — have taught me several huge lessons. Let’s dig into them.
Today’s post is by Mark, his second ever here on the blog, and it’s such a good one. He’s sharing some insight into his transition into early retirement, which has been different from mine in several ways, and the big lessons he’s taken from that, namely the importance of knowing yourself and getting to know yourself.
Today I’m tackling a popular and contentious principle in the FIRE community: the 4% rule. I’ve written about a major flaw of the “rule” before, namely that it relies on a false myth of level spending year over year in retirement, but today I’m taking on whether we can actually expect the 4% rule to give us enough of a margin of safety in the future.
