Don't Forget About Your Later Years // Planning for Early AND Traditional Retirement -- make sure your planning includes planning for early retirement, and all the considerations that go into traditional retirement planning

Don’t Forget About Your Later Years // Planning for Early AND Traditional Retirement

We know — the excitement of the *early* part of early retirement is powerful. So much so that it’s easy to focus our retirement planning mostly on those early years. The later years are also so much harder to predict — more variables, a longer time horizon, more unknown unknowns. But as we’ve seen in our own planning, it’s easy to have an inadvertent early phase bias built in — here’s how to suss that out and ensure that you’re planning for both your early retirement and traditional retirement. Continue reading Don’t Forget About Your Later Years // Planning for Early AND Traditional Retirement

Why we aren't trying to negotiate a severance or layoff when we retire early -- but there are plenty of good reasons why you might!

Why We Won’t Negotiate a Layoff or Severance When We Retire Early — But Why You Might

Today we’re tackling a question that I know a lot of people ponder before retiring early: whether or not to try to negotiate a layoff or severance on your way out, to soften the landing. We’ve given it tons of thought, and have decided that approach isn’t for us — but it very well might be for you. Let’s examine both sides. Continue reading Why We Won’t Negotiate a Layoff or Severance When We Retire Early — But Why You Might

Our last 100 days of work, and the unexpected feelings that have come along with processing the reality that our careers are almost over.

The Last 100 Days // On Finally Processing Reality, and the Unexpected Feelings

Today is officially day 100 in our countdown of workdays left before we pull the ripcord and end our careers. Which is exciting! But excitement isn’t our overwhelming emotion right now — what we’re feeling instead is a pretty big surprise. How things finally got real, and the unexpected feelings that came with that. Continue reading The Last 100 Days // On Finally Processing Reality, and the Unexpected Feelings

Quarterly financial progress report toward early retirement and financial independence

Magic Numbers, Padding and Panic // 2017 Q2 Financial Update

It’s time for our second quarter early retirement progress report — our second to last! — complete with charts galore. This quarter we hit another milestone that’s both wonderful and a relief, and we’re setting our sights on building up a sizable cushion by year’s end for future health care unknowns. Plus: we’ve launched a reader survey and we’d LOVE your input. Continue reading Magic Numbers, Padding and Panic // 2017 Q2 Financial Update

Pre-Early Retirement To Do List // What To Do Before and After You Retire Early

The Before and After Early Retirement To Do Lists

Our early retirement might be right around the corner, but we still have a lot to do before the year is up to make sure that we’re truly ready to make the big leap. Then after we pull the plug, we have a different set of things to do. Here are our big lists of things to do before we retire early, and right after, as well as things we’ve already checked off the list this year. Are we missing anything? Let us know! Continue reading The Before and After Early Retirement To Do Lists

Self Worth, Validation and Gold Stars in My Post-Career Life

It’s nothing new to say that our collective digital life has made many of us focus too much on signs of external digital validation such as likes and comments. I’ve so far been okay at avoiding that trap, but after we leave our careers, the work I do will be more digital than ever. And given my gold star-seeking tendencies, how can I redefine my self worth post-career without falling into the digital stats trap? Continue reading Self Worth, Validation and Gold Stars in My Post-Career Life

What If Work Wants to Keep Us? // Anticipating the Hard Sell

Though we’ve been thinking about all the questions that go with the end of work for months now, we’re late in realizing that we need to be ready to respond if our companies lay on the hard sell to try to get us to stay. We’ve given it some thought, and here’s what it would take for us. What would it take for you? Continue reading What If Work Wants to Keep Us? // Anticipating the Hard Sell