rocky-mountain-peak

Waking Up in a Paid-Off House // A Farewell to Our Mortgage

Today, an amazing thing happened. We woke up in a house that is completely ours. We’ve always planned to pay off the house before we retired, but we’d never imagined we’d hit this goal so soon, nor could we have expected how incredible it would feel. Here’s why we did it, and what it means for our home stretch to early retirement. Continue reading Waking Up in a Paid-Off House // A Farewell to Our Mortgage

snowing-mountains

When the Crash Comes // Recession-Proofing Our Retirement Plans

We’re generally optimists about things and — though it seems like a paradox — we become most optimistic when we’ve delved into all the bad stuff that could possibly befall us. That’s the only way we can really know that we’re well prepared — and it’s easy to be optimistic when you’re prepared. And it only makes sense to prepare for market crashes, because they’re inevitable and inescapable. Here’s our game plan for dealing with them. Continue reading When the Crash Comes // Recession-Proofing Our Retirement Plans

flip-flop

The Great Flip-Flop // How We’ve Reversed Roles on Our Retirement Timing

Lately I’ve been making it sound like we both want to retire as soon as humanly possible, but that’s not true. I’m the one who wants out ASAP, while Mr. ONL is playing the role of the financially prudent one and trying to keep us working for one more year, as we’d always planned. But that’s not where we started — he used to be the one who wanted to quit ASAP, while I wanted to be sure we were prepared times ten. Today: the story of our retirement timing role reversal. Continue reading The Great Flip-Flop // How We’ve Reversed Roles on Our Retirement Timing

work-perks

The End of the Perks // Preparing to Say Goodbye to the Upside of Work

Something that’s on our minds lately — especially when I’m traveling for work — is all of the perks that we’re going to lose when we quit our jobs in 2017. For us, an upgraded level of travel is chief among those, but the perks we enjoy from work are different for each of us. What perks do you get now that you’ll miss when you retire? Continue reading The End of the Perks // Preparing to Say Goodbye to the Upside of Work

OurNextLife.com // The Power of a Low Income in Early Retirement // Keeping Your Income Low to Maximize Health Insurance, Affordable Care Act and Income, Obamacare for Early Retirees

The Power of a Low Income in Early Retirement

Today, a post about the under-recognized benefits of spending less in early retirement, because spending less means earning less, and earning less means a whole bunch of benefits. (Psst: the biggest one is insulation from Obamacare price hikes.) Let’s take a deep dive into the many benefits that come with earning a low income in your early retirement years. Continue reading The Power of a Low Income in Early Retirement