just as we did for u.s. independence day, we want to take a moment to reflect on what the labor day holiday means, especially for those of us planning to leave the labor market as soon as we can!
today we’re sharing our blogging philosophy, and lots of lessons we’ve learned along the way. come tell us what you think we could do to grow!
sometimes, life forces us to sit up and pay attention. we recently had one of those experiences in a big way, on what would have seemed to be an ordinary flight for work.
if you’re reading this blog, it’s pretty likely that the word “frugality” is a part of your vocabulary. maybe you don’t use it much in real life (like us), but it’s probably something you think about and read about at least a little bit. none of us can […]
we have always loved doing things ourselves. what’s funny in retrospect is how little the money piece has mattered to us in questions of diy, at least with the small stuff. but of course that was then. and this is our running-like-hell-toward-early-retirement now. money matters. especially the saving of it. so now when we diy things, it’s just as much about saving money as it is about the joy of making something.
we never hide that we are not frugal by nature, we’re not budgeters, and we’ve really only succeeded at retirement saving by employing a pay ourselves first approach that is essentially tricking ourselves into thinking we have far less to spend than we actually do. that is all well and good for now, but things will definitely have to change once we quit our jobs at the end of 2017.
this is the best kind of chain letter. we answer some questions posed by those who tapped us, to share more personal info on ourselves, and then we pass it on and pose some new questions. fun!
last week we wrote about what we’ll lose when we stop working, which in our case includes a lot of perks. and today we’re sharing the flipside of that. what we most certainly will never ever ever miss about our careers.
this was our sliding doors weekend. you know the concept: you rush into a train station, and just barely catch the train. but then in an alternate reality or parallel universe, you rush for the same train, but the doors close before you can hop on. that triggers a sequence of events that leads you to a completely different future.
the movement to live simply is all around us. minimalism. tiny houses. the push to reject consumerism. the urban homesteading movement. slow food. we’re all in on simple living, but that doesn’t mean we’re minimalists.
another weekend gone, another week begun. we’re both the type of people who were never eager to grow up, who always wished time would slow down. one of us remembers turning eleven, and saying aloud to the assembled celebrants, “okay, i’m good now. i don’t need to get […]
lots of being healthy is absolutely free: getting outside to exercise in the fresh air, choosing not to smoke, maintaining a healthy weight, avoiding toxic people. and we do all of that stuff. but we also spend out on our health in some big ways, and plan to do even more when we’re retired. some of these expenditures may not seem health-related, but we see them that way, and that makes them worth it to us.
despite not following a budget, we have still learned how to trick ourselves into saving a ton and staying on track with our ambitious financial goals without much struggle, and today we’re sharing how we do that. our strategy: paying ourselves first.
we like the thought of doing something different, and bucking tradition. it makes us feel like we’ve figured out some secret. but we’re still down with tradition in some pretty big ways.
this independence day, we’re sending some gratitude out to all those in the history of this great nation who’ve made it possible for us to pursue our financial independence.
that impulse buy was a reminder that, even if we’re living way below our means, we still have to improve our habits if we’re going to be able to live within our early retirement allocations in a very short two and a half years’ time.
once we started planning in earnest for early retirement, we quickly realized: financial calculators all take a one-size-fits all approach. but what if your finances don’t fit neatly into this one-size-fits-all box?
the whole idea of early retirement of course feels like a risky proposition. but here’s the thing, to misquote the princess bride: life is risk. anyone who says differently is selling something.
we’ve realized in recent years that the world is divided into people who think of themselves as campers, and those who don’t. and the latter group may find the very concept of camping intimidating for a whole host of reasons. we’re here to tell you non-campers that it’s much easier than you think, it’s not as dirty as you might imagine, there are ways to make it plenty comfortable, and you can really take camping to any level you want, starting simple and working up to more advanced forms.
for us, trying to follow a line-by-line budget feels both overly restrictive, and too much like a diet in which you’re tracking calories. it’s not sustainable. following a budget makes us constantly want to cheat, or wonder when the diet is over. but we’re doing just fine without a budget!
