Financial Independence, Fight Club and the Mindless Consumer Zombie Narrative

I know you’ve heard this one before: the narrative of “working a job you hate to buy things you don’t need to impress people you don’t like.” It’s what I’ve come to call the Fight Club narrative, a distinct strand of the FI movement that posits consumerism as public enemy number 1. And while it’s a compelling narrative, here’s my case for why it’s harmful, and what we should be talking about instead. Continue reading Financial Independence, Fight Club and the Mindless Consumer Zombie Narrative

That Thing? You Don't Need It // Invest in things that add value to your life, not things that just add cache.

You Don’t Need That Thing // On Cachet Vs. Value

We are not the poster children for frugality or for minimalism, but we are constantly surrounded by people who have bought all these things. And we want to shout: you don’t need any of it! It only makes you look like you are good at something, versus actually being good at it. Here’s how we learned to separate the things that only add cachet from the things that add actual value to our lives. Continue reading You Don’t Need That Thing // On Cachet Vs. Value

The Frugal Habits We Don’t Miss for One Second

We constantly come across new tips on how to get to “optimal frugality,” and while we think it’s great to continually try to optimize your spending, something that we now know to be true is that there’s never a point of ultimate optimization, a point when we have everything figured out perfectly. Rather, it’s an ongoing process of dropping habits and adding new ones. Here are some we’re happy we’ve dropped. Continue reading The Frugal Habits We Don’t Miss for One Second

Why We Take Willpower Out of the Equation

we think it’s easy to feel a bit hopeless in the face of financial hurdles if you’re not a person for whom financial virtues comes easily. if you’re not a natural saver, you’re not doomed to a life of financial misery. but, you have to know what your weaknesses are, and develop a system to work around them. here’s how we’ve built a system that doesn’t rely on willpower at all. Continue reading Why We Take Willpower Out of the Equation

How We Convinced Our Families to Do a No-Spend Christmas

big news: we got the okay from the extended family to cut out gifts for adults this year, and give only homemade or secondhand gifts to the kiddos. we’re stoked about this shift, and hope it sticks in future years. gift-giving occasions are emotionally fraught for savers, but here’s how we convinced our families (slowly) to embrace the no-spend holidays. Continue reading How We Convinced Our Families to Do a No-Spend Christmas