Tag: frugal fail

Structure Your Life to Avoid Overspending

Downtown Oakland, CA // Structure your life to avoid overspending money and boost your savings // by Tanja Hester at OurNextLife.com // early retirement, work optional, financial independence, saving, investing

I recently had an experience that offered a sharp reminder: despite years of saving (successfully!) and a year and a half of not blowing our early retirement budget, I’m still a spender at heart. But being a spender rather than naturally frugal doesn’t doom you to fail financially. You can still thrive and save at a high rate if you just structure your life in ways that set you up to succeed.

Why “Saving Money” Usually Means Spending Money, and the Mindset We Foster Instead

OurNextLife.com // Why “Saving Money” Usually Means Spending Money, and the Mindset We Foster Instead // avoiding the trap of chasing deals and seeing spending as "saving"

It is a natural thing to want to save money, and those of us pursuing huge financial goals innately find the idea of saving even more powerful. The problem comes when marketers deliberately blur the line between saving and spending, convincing us we’re doing one when really we’re doing the other. Today, recognizing when saving money is actually spending money, and how to keep the focus on the saving itself.