My last post was about how the discourse of the FIRE community upholds systemic racism, but today’s is much more personal. This is about how our choices as individuals — as investors, as people choosing where to live, as earners, as tax payers and as charitable givers — impact and likely harm others, especially those who are already impacted by racial inequality. Fortunately, there are plenty of steps we can take to do better, and to ensure that we’re not harming others in our quest to achieve work-optional life.
It’s deeply uncomfortable for a lot of us, white Americans especially, to talk about race. But if we care about helping people with their finances, or about not upholding systemic racism built into our system, we have no choice but to talk about it. Here is the tough but necessary work we must do.