I’m taking it on, you guys! 3000 words on why we aren’t fans of Bitcoin, and don’t think you should be either, if your goal is to build stable financial security or financial independence. There’s tons of research here, so come dig in!
Contrary to popular lore, there are lots of early retirees and aspirants who are like us — NOT naturally frugal, and not naturally the most disciplined about money. But does that mean we can’t achieve financial independence and thrive in early retirement? Hell no it doesn’t! Today, a love letter to the atypical ones among us.
I’m sharing a personal story today about why the oft-used term “financial freedom” has always meant something totally different to me. (Spoiler: You’re almost certainly already financially free.) Let’s talk about freedom!
Do you think there is a meaningful difference between the terms financial independence and early retirement? Let’s dive into this distinction without a difference, and what it means for the personal finance community.
in the financial independence/early retirement space, we know we’re not alone in complaining about work. and with good reason. but we’ve made a decision: we’re done complaining about work.
we’ve both come across a seemingly frequent but also puzzling (to us) phenomenon while perusing new blogs. when aspiring early retirees are telling people in their lives about their plans to retire early, they’re getting negative responses. one of which has us utterly befuddled: the assertion that the accumulation of assets required to retire early constitutes pretty much the worst quality we can imagine: greed. here’s our response, in manifesto form.
few things in our lives have ever excited us as much as the early retirement that we’re eagerly planning for. but we also feel something that not many people talk about: the ways in which we’re letting ourselves down by retiring early.