Tag: retirement savings

The Final Approach // 2017 Q3 Financial Update

Holy moly — it’s our *very last* quarterly financial update before we retire early in a little over two months from now! (Can I just keep typing exclamation points and have that count as an intro?) !!!!!! The third quarter was a good one for us, and it’s looking like we have a good chance of hitting our stretch “magic number” goal. Come see where we are, and then share your Q3 progress with all of us!

What If Everyone Wanted to Retire Early? A Thought Exercise on Market Valuations

Index investing, early retirement and financial independence in their most commonly discussed forms all rely on one simple principle: They only work if most people don’t do them. (Don’t believe me on indexing? Read on for plenty of evidence.) Let’s dig into this idea, specifically the thought exercise on what a universal aspiration for early retirement would mean for market valuations, and talk about what would make early retirement more accessible to more people.

How to make saving for early retirement not feel like a sacrifice // Saving, frugality, retirement savings

How to Make Saving for Early Retirement Not Feel Like a Sacrifice

If you’d told me at the beginning of our early retirement journey that we’d be on the verge of retiring only six years later, and that we wouldn’t be miserable or feel like we’d lived a life of sacrifice to make it possible, I wouldn’t have believed you. But it’s true. And not because we haven’t dramatically cut our spending. We have. But because sacrifice is a perception, not an absolute, and we’ve managed to balance out cuts to our spending with additions to other parts of our lives. Here’s how.

The Dose Makes the Poison // Radical Moderation in Frugality, Saving and Spending -- not trying to save too fast or spend too perfectly en route to financial independence or early retirement

The Dose Makes the Poison // Radical Moderation in Frugality, Saving and Spending

There’s a principle in medicine that the dose makes the poison. Which means, very few substances are good or bad for us no matter what. Instead, what matters is how much of them we take. And it’s exactly the same with money. It’s easy to make symbols of things like buying lattes or paying for cable, but those behaviors aren’t objectively a problem. What might be the problem, however, is the dose. Why we’re big believers in focusing on the dose, in context, and embracing a sense of radical moderation.