How to make saving for early retirement not feel like a sacrifice // Saving, frugality, retirement savings

How to Make Saving for Early Retirement Not Feel Like a Sacrifice

If you’d told me at the beginning of our early retirement journey that we’d be on the verge of retiring only six years later, and that we wouldn’t be miserable or feel like we’d lived a life of sacrifice to make it possible, I wouldn’t have believed you. But it’s true. And not because we haven’t dramatically cut our spending. We have. But because sacrifice is a perception, not an absolute, and we’ve managed to balance out cuts to our spending with additions to other parts of our lives. Here’s how. Continue reading How to Make Saving for Early Retirement Not Feel Like a Sacrifice

OurNextLife.com // Why “Saving Money” Usually Means Spending Money, and the Mindset We Foster Instead // avoiding the trap of chasing deals and seeing spending as "saving"

Why “Saving Money” Usually Means Spending Money, and the Mindset We Foster Instead

It is a natural thing to want to save money, and those of us pursuing huge financial goals innately find the idea of saving even more powerful. The problem comes when marketers deliberately blur the line between saving and spending, convincing us we’re doing one when really we’re doing the other. Today, recognizing when saving money is actually spending money, and how to keep the focus on the saving itself. Continue reading Why “Saving Money” Usually Means Spending Money, and the Mindset We Foster Instead

Making Peace with Working the Full Year // Health Care, Philanthropy and Saying No

The question of when to retire this year — Work the full year? Retire sooner if we hit our numbers? — has been on our minds big time for many months, ever since we realized how ahead of schedule we are on our savings plan. But we’ve made peace with working the full year, and here’s why. Continue reading Making Peace with Working the Full Year // Health Care, Philanthropy and Saying No

There’s Never Been a More Important Time to Save Your Money

Living in the mountains has taught us that catastrophe comes quickly — wildfires can wipe out whole communities in the blink of an eye. While the world is still the safest it’s been since the dawn of civilization, there are many good reasons right now to up your savings game, both for your own safety, and for that of others. Continue reading There’s Never Been a More Important Time to Save Your Money

OurNextLife.com // Early Retirement and Financial Independence Blog // Adventure, Happiness, Mountain Living

The Retirement Lie Part 1 // Media, Social Norms and the Problem with “Average”

Today we’re kicking off a new periodic series called The Retirement Lie. We recognize every day how lucky/fortunate/privileged/rare we are for being able to pursue early retirement, primarily because we also recognize that just being able to retire at all is becoming increasingly unlikely for a large majority of people. In this series, we’re delving into the forces that are keeping people from retiring confidently and securely, beginning with the way media talk about retirement savings. Continue reading The Retirement Lie Part 1 // Media, Social Norms and the Problem with “Average”