Tag: sequence risk

Consider a side hustle year to begin early retirement // Our Next Life // It's easy to observe that a lot of people -- not just bloggers -- end up working more than they expect to in early retirement or financial independence, in large part because work feels very different when it's by choice than when it's by necessity. So why not plan for that and make your first year of early retirement a side hustle year? The benefits of doing so are potentially huge.

Consider a Side Hustle Year to Begin Early Retirement

It’s easy to observe that a lot of people — not just bloggers — end up working more than they expect to in early retirement, in large part because work feels very different when it’s by choice than when it’s by necessity. So why not plan for that and make your first year of early retirement a side hustle year? The benefits of doing so are potentially huge.

Protect your early retirement from sequence of returns risk // Our Next Life // early retirement, financial independence, investing, financial planning, retirement

Protect Your Early Retirement From Sequence of Returns Risk

Do the roller coastering markets have you concerned about the your early retirement plan? Sequence risk is by far the biggest risk early retirees face, and that risk can come from market crashes, long-term mediocre returns and even rising health care costs. Fortunately, though, we can all put ourselves in a good position to head off that risk, without lengthening the timeline to early retirement, by making some smart choices with asset allocation and behavior.