I recently had an experience that offered a sharp reminder: despite years of saving (successfully!) and a year and a half of not blowing our early retirement budget, I’m still a spender at heart. But being a spender rather than naturally frugal doesn’t doom you to fail financially. You can still thrive and save at a high rate if you just structure your life in ways that set you up to succeed.
Our lives lately have looked slightly less than, er, adult. Some days we wonder why there are no grownups here to tell us what to do, instead just leaving us alone to do as we please with no structure whatsoever. It’s marvelous, of course, or at least marvelous for now, but we’re certainly wondering: At some point are we actually going to adapt to this new unstructured life?
As early retirement gets closer, something that we find ourselves getting especially impatient about is the arbitrary nature of deadlines. The notion of being free from deadlines can be extremely appealing, especially for procrastinators like us. But is a deadline-free life really a good thing?
Lately I’ve been trying this experiment where I treat weekends like mini early retirements, instead of like days to get a bunch of stuff done. I decided to take this one step farther to test the theory that we crave unstructured time in retirement. Come see what we learned!