Over the past two and half years of blogging about our early retirement journey, we’ve had the pleasure of meeting and hearing from several dozen of people who’ve achieved financial independence. All the while, we’ve been going along on our journey, and noticing what spurs us along more than anything. Turns out our journey and those of others’ have one key ingredient in common. Continue reading The Most Important Ingredient in the Pursuit of Financial Independence
Today is officially day 100 in our countdown of workdays left before we pull the ripcord and end our careers. Which is exciting! But excitement isn’t our overwhelming emotion right now — what we’re feeling instead is a pretty big surprise. How things finally got real, and the unexpected feelings that came with that. Continue reading The Last 100 Days // On Finally Processing Reality, and the Unexpected Feelings
Things have been moving quickly in the health care debate, which many of us on the verge of early retirement have been eyeing closely. Just this week, the latest Senate proposals to reform the Affordable Care Act and the later proposal to repeal it altogether were withdrawn. So where does that leave us all? What do we know? And more importantly, what do we still not know about health care and costs for early retirement? Let’s take a close look. Continue reading What We Know — and Still Don’t Know — About Early Retirement Health Care
We’ve evolved a ton in our vision for early retirement, starting with only a vision of what we were retiring from, to now having a clear vision of what we’re retiring to, and making a big shift in the role we see work playing in our post-career lives. But even though we plan to work after this year, we see it as so different from “real work,” because unlike almost everyone else out there, we will be totally free to fail at whatever we do. A look at our new and revised definition of early retirement, and how the freedom to fail has helped us get here. Continue reading Our Changing Definition of Early Retirement and the Power of the Freedom to Fail
It’s time for our second quarter early retirement progress report — our second to last! — complete with charts galore. This quarter we hit another milestone that’s both wonderful and a relief, and we’re setting our sights on building up a sizable cushion by year’s end for future health care unknowns. Plus: we’ve launched a reader survey and we’d LOVE your input. Continue reading Magic Numbers, Padding and Panic // 2017 Q2 Financial Update
Today we’re talking options, and keeping them open. Early retirement isn’t an ending, after all — it’s a beginning. And if we go into that beginning with a limited set of options, and no ability to change our course, we could be setting ourselves up for a less-than-ideal future. Here’s why it’s so important to have an exit plan from your exit plan, which really just means you’re giving yourself the financial and logistical resources to change your mind. Continue reading Does Your Exit Plan Have an Exit Plan? // What If You Change Your Mind?
I spend a lot of time talking about the nobler aspects of early retirement like how it will give us time to do more volunteering. But can we all be honest? We can do noble things in retirement, but the reason doesn’t have to be noble at all. For us, it’s all about what is most fun, and the answer is: not working. We want to retire early so that we can go back to being kids, but the paradox is that we’ve had to grow up big time to avoid growing up. Continue reading The Paradox of Growing Up So We Can Avoid Growing Up