Things have been moving quickly in the health care debate, which many of us on the verge of early retirement have been eyeing closely. Just this week, the latest Senate proposals to reform the Affordable Care Act and the later proposal to repeal it altogether were withdrawn. So where does that leave us all? What do we know? And more importantly, what do we still not know about health care and costs for early retirement? Let's take a close look.
The world of today is full of ever-increasing conveniences -- cooking boxes full of pre-measured and pre-chopped ingredients that let you whip up delicious meals at home, personal digital assistants that keep a virtual ear open for your every request, apps that tell you exactly what you need to know so you don't have to think. And while these things do make life easier, the question is: Is an easier life actually good for us? Is it good for our long-term brain health?
The most recent debates on health care reform have brought out a sentiment that has reared its ugly head before: the idea that health is totally within our control, and therefore anyone who's not entirely healthy is somehow at fault. Why that's both false and bonkers, and why it matters.
We've talked a lot about health care lately, given the political climate, but not health itself. And health is super important to us. Why bother planning for a long retirement if we aren't going to stay healthy enough to enjoy it? Here's everything we're doing and thinking about to increase our chances of reaching a ripe old age in good health.
The best thing the Affordable Care Act did for early retirees was introduce some level of predictability about health care costs, and all indications are that that predictability is about to go away, no matter where things land with a new health care law. And that's a big deal for early retirees. Here are some things you should be thinking about, especially if you're planning to retire soon.
I think of myself as a naturally curious person, and that means that the list of things I want to do in retirement is longer than I'll ever be able to get through. But even for the naturally curious, it's worth cultivating both more curiosity and conscientiousness -- to achieve success, however we define it, and to give a longer, healthier life.
Happy new year! The last year of work was super stressful for us, and we've been mulling the question of whether we should or even can care less at work -- and whether that would solve the problem. But, we've come to a different conclusion about the root of the problem, and it's giving us a new directive for this year. Welcome to our 2017, the Year of No, preamble to our retired Life of Yes.