The Final Early Retirement To Do List // What Are We Forgetting?

We’re getting into the home stretch! With only about three months left to work — forever! — we’re feeling good about all that we’ve checked off our to do list. But we also wonder, what are we forgetting? And that’s where you come in. We’d love your help to tell us what else belongs on our final pre-retirement to do list. Come chime in! Continue reading The Final Early Retirement To Do List // What Are We Forgetting?

What We Know and Still Don't Know About Early Retirement Health Care // Affordable Care Act, Obamacare, Health Insurance, Health Care Coverage, Early Retirement, Financial Independence, Senate Health Care Bill, AHCA, Early Retirees

What We Know — and Still Don’t Know — About Early Retirement Health Care

Things have been moving quickly in the health care debate, which many of us on the verge of early retirement have been eyeing closely. Just this week, the latest Senate proposals to reform the Affordable Care Act and the later proposal to repeal it altogether were withdrawn. So where does that leave us all? What do we know? And more importantly, what do we still not know about health care and costs for early retirement? Let’s take a close look. Continue reading What We Know — and Still Don’t Know — About Early Retirement Health Care

Staring Into the Early Retirement Health Care Abyss

The best thing the Affordable Care Act did for early retirees was introduce some level of predictability about health care costs, and all indications are that that predictability is about to go away, no matter where things land with a new health care law. And that’s a big deal for early retirees. Here are some things you should be thinking about, especially if you’re planning to retire soon. Continue reading Staring Into the Early Retirement Health Care Abyss

Making Peace with Working the Full Year // Health Care, Philanthropy and Saying No

The question of when to retire this year — Work the full year? Retire sooner if we hit our numbers? — has been on our minds big time for many months, ever since we realized how ahead of schedule we are on our savings plan. But we’ve made peace with working the full year, and here’s why. Continue reading Making Peace with Working the Full Year // Health Care, Philanthropy and Saying No

How Subsidies Make Early Retirement Possible, Even Without Obamacare

Subsidies are in the air right now, with them likely disappearing for health care under the next administration. But “subsidy” is just one word for a concept that most of us embrace openly and unquestioningly: the idea of incentives for things that provide a social good. Think tax credits and deductions, and public services across the spectrum. Today, how subsidies have made my success in life possible, and how they are making our early retirement possible, even without the ACA. Continue reading How Subsidies Make Early Retirement Possible, Even Without Obamacare